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Supplemental Insurance - Long Term Care, Disability & Cancer

Advantages for Employers:

• Non-cash compensation, employee pays for added benefits
• Value-added benefit package at little or no cost
• Increased employee morale
• Conversion fees are low or non-existent
• Simple computerized administration
• Completely voluntary participation

Advantages for Employees:

• Portability
• Flexibility
• Increased group buying power
• Simple underwriting
• Payroll deductions